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Title Lien Search Checklist
Use this due diligence checklist to uncover municipal code violations and recorded property liens before you close on a distressed real estate deal.
- 1Pull a title commitment or title search from a licensed title company to identify recorded municipal liens.
- 2Search the county recorder / clerk of court for recorded code enforcement, nuisance, and abatement liens by parcel number.
- 3Request a code enforcement case history from the municipal code enforcement division by address or parcel ID.
- 4Check the city's online code enforcement / permitting portal for open violations and unpaid fines.
- 5Verify property tax status with the county tax collector — unpaid taxes create senior liens ahead of code liens.
- 6Order a municipal lien letter (often $25–$100) from the city for an official payoff figure.
- 7Confirm whether daily fines are still accruing and request a cure/compliance status in writing.
- 8Review the special magistrate / hearing officer docket for pending or past cases and any appeal deadlines.
- 9Ask the seller for any notices, citations, or correspondence from code enforcement.
- 10Re-run the payoff estimate with the Lien Payoff Estimator using the official lien letter figures.
Ready to estimate payoff? Use our Lien Payoff Estimator or Code Enforcement Fine Calculator.